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Insurance costs

Jerry

2016
CBR650F ABS
May 18, 2017
The Netherlands
Wow y'all are really paying around 300$ for full coverage? The cheapest quote i got for me was 3k $ lmaoo and that's only for the bike itself not including me (which im currently paying 2k a year for :O)
$3k? That's insane. It means you'd have paid the new price of your entire bike once over in three years. I'd just skip the full coverage and only insure for liability.
 

Dash

2019
CBR650R ABS
Mar 3, 2019
$3k? That's insane. It means you'd have paid the new price of your entire bike once over in three years. I'd just skip the full coverage and only insure for liability.
Kinda ^^ my new cbr costed me around 16k$$..
Israel is expensive AF
And indeed I am only insuring myself and not the bike sadly
 

Cbat

2018
CBR650F ABS
May 13, 2018
$650 / yr, $1M comprehensive and $500 deductible with The Personal.

$1200 a year is excessive.
 

Dankotaru

2019
CBR650R ABS
Jul 5, 2019
7000' ASL, USA
$78 year through Progressive with USAA partner discount. 250/500/100 liability and 200mi roadside. The only other coverage I wanted was UMI, and in Colorado it goes with the driver not the vehicle, so I already have it with my auto policy. If I wanted to add comp or collision, it was around $600/yr altogether, but I don't think that coverage is worthwhile for me.
 

Pekingduck

2019
CB650R ABS
Jul 31, 2019
Dang I feel it so expensive my rates compared to you guys. Geico wanted 2.8k for a year, progressive wanted 4.2k, and my insurance is 1.5k. 300/500/300, 100 comprehensive. I am 37 with one major accident with injury. I hope my rates go down
 
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Devilsfan

2018
CB650F
Jun 5, 2019
Tampa, Florida
Dang I feel it so expensive my rates compared to you guys. Geico wanted 2.8k for a year, progressive wanted 4.2k, and my insurance is 1.5k. 300/500/300, 100 comprehensive. I am 37 with one major accident with injury. I hope my rates go down


WOW!!!! Are you talking motorcycle insurance or automobile? And what city are you in/near?


My insurance went down after my accident. I do not understand that!

J

SHHHHHH!!!!! Don't say it too loud!!! ;)
 

Hondawing

2019
CBR650R ABS
Jul 24, 2019
That pricing is insane I pay $1100 a year for my cbr650r and $600 a year for my ninja 650 2018 !
 

Kingsleh

2016
CBR650F ABS
Apr 11, 2018
Montreal, Canada
I pay $418CAD for my cbr. $2mil Comprehensive, 500 deductible, and $4k for gear and accessories. On the other hand my cbr costs $661 a year for registration. Still not bad compared to a CBR600/1000 that would cost $1535 for registration alone.
 

miweber929

2014
CBR650F
650 Alumnus
Staff
Feb 13, 2015
Woodbury, MN
Riding Since
1975
That pricing is insane I pay $1100 a year for my cbr650r and $600 a year for my ninja 650 2018 !
THAT pricing is insane, I pay just under $400/yr full coverage for a 2017 Ducati Supersport and under $180/yr full coverage for a 2011 Triumph Sprint GT 1050!

See it’s all relative? Insurance has far too many variables for anyone to truly make an apples to apples compare to anyone else, even if you’re the same age, even if you’re in the same area and even if it’s the same bike.

Though I do agree P @Pekingduck is paying a crazy amount for insurance.
 

John876

2019
CBR650R ABS
Aug 6, 2019
Essex, England
Some of these prices are crazy! Saying that when I was 17 I paid 2k a year TPFT on a 3k Ford Fiesta!

I've just got mine for £175 Fully comp, 4 years NCB.
 

Pekingduck

2019
CB650R ABS
Jul 31, 2019
Damn, I even bundle it to.... it could be because of my area of California Los Angeles. I think it mainly because of my accident
 

RAFHonda

2019
CB650R ABS
Sep 19, 2019
London, UK
Riding Since
2013
£1350 for a year for me fully comprehensive with Lexham Insurance, £1300 Excess but I paid an extra £80 on my premium to get refunded if I do crash, fault or not. 1st year riding anything over 125cc, three years' car experience, one accident in January this year in the car (£7000 damage). I live in a low-crime area, 5000 miles py, SDP&C.

I hope to god that I don't have to claim this year and my insurance next year is sub-£1000!
 

Jiyuu

2018
CBR650R ABS
Jul 9, 2019
Little less than 950€ full coverage in France (Paris area) for a CBR650R. I'm 26 with 0.76 bonus ratio (maybe a French thing). It covers 2000€ of equipments and 3000€ of gearing.

My guess is that differences between countries is mainly due to the coverage and risks. It's IMHO hard to compare without full information.

A little bit off topic but for me a Ducati Supersport S would cost 2400€ per year. 😅
 
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