I think Canada/Ontario has the highest rates in the entire world. That being said, many younger sportbike riders have got their contract canceled in past few months. rates are either insanely high (doubled or tripled) or they dont bother to insure you anymore. Ridersplus which is the main insurer here, does not insure 2019 CBR650R and CB650R anymore. My friend is paying 3k for a 650 V-Strom and his brother was recently quoted for whopping 4600 CAD/year for his R6 (Full M for 6 years). Yeah it's brutal. You guys are lucky.